HSBC surveys: Save for holiday or retirement?

HSBC has conducted a series of surveys on what people around the world, including Canada, think about retirement. Among the interesting findings:

• #1 Advice from those retired in Life after work: "Start saving at an early age", closely followed by "Don’t spend what you don’t have" and then "Start saving a small amount regularly". Clearly successful retirement planning is rocket science. Some not very common advice: "Stick to low/lower risk savings" and "Try high/higher return investments".
• #1 Reason non-savers are not saving for retirement in A new reality: "All my money goes into living day-to-day" ... but another chart (copied below) from the same report finds that saving for a holiday is as important as saving for retirement. Hmm, so what exactly are those essential day to day expenses people think of when they say they cannot contribute to their RRSP?

• #1 Policy desire by Canadians for what the government should do to help people prepare for retirement in Investing in later life: "Enforce additional private savings". Yet another survey in 2009 seemed to find the opposite opinion as 48% favoured what looks like a voluntary approach: "Encourage more private savings through tax relief on savings". Perhaps this is why the government is sitting on the fence?