Online Sources - Mortgage, Annuity, Retirement

Just discovered a couple of interesting websites that may useful to others:
- https://www.cannex.com/canada/english/ in reality oriented to institutions and professionals but it has some free, constantly updated tables for mortgages, annuities, bank deposit accounts, RRIFs, GICs
- http://www.ifid.ca/ the Individual Finance and Decisions Center supports research into quantitative wealth and risk management for individuals, especially retirement topics, annuities and the like; much of the material is technical/mathematical but it has reprints from general press articles based on the research; one paper titled Can Buckets Bail-Out a Poor Sequence of Investment Returns? under the Personal Finance Articles compares the results for a retiree whose portfolio is invested in a balanced fund vs another who holds a combination of cash and equities, but they use different withdrawal strategies.
- http://www.soa.org/ the Society of Actuaries website has a free downloadable software package at http://www.soa.org/ccm/content/areas-of-practice/retirement-pension/research/retirement-probability-analyzer-software/

that allows you to estimate whether you will run out money in retirement using various assumptions about age of death, interest rates, investment in annuities vs stocks, bonds